Privacy
Policy.

Depending on the services you use, we may collect:

• Personal informationName, phone number, email address, date of birth, and address.
• Identity informationBVN, NIN, government-issued identification and verification information.
• Financial informationBank account details, virtual account details, transaction information and payment history.
• Transaction informationTransfers, bill payments, airtime/data purchases, Circle requests and repayments.

We use your information to:

We may share necessary information with trusted service providers and partners that help us operate VitePay, including banks, payment providers, KYC providers, technology providers and other authorized partners.

We may also disclose information where required by law, regulation, court order or a lawful request from an authorized authority.

We use reasonable technical and organizational measures to protect your information against unauthorized access, loss, misuse or disclosure.

We retain your information for as long as necessary to provide our services and meet legal, regulatory, accounting, fraud-prevention and dispute-resolution requirements.

You may request to close your account or exercise applicable data protection rights by contacting us. Some information may need to be retained even after account closure where required by law.

Subject to applicable law, you may have the right to:

For privacy questions, complaints or data requests, please reach out to our team:

By using VitePay, you acknowledge that you have read and understood this Privacy Policy.